My roommates and I have not paid our $1,600 electricity bill thanks to a pandemic-era moratorium. It’s in my name only — and we move out in February. What can I do?,‘My roommates are younger than me, and I don't want to hurt their credit by suing in small-claims court.’
My roommates and I have not paid our $1,600 electricity bill thanks to a pandemic-era moratorium. It’s in my name only — and we move out in February. What can I do?
‘My roommates are younger than me, and I don't want to hurt their credit by suing in small-claims court.’
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TheStreet Daily Newsletter \n Want TheStreet’s best daily \n stock and investing news \n right in your inbox \n every weekday? \n Get our free flagship newsletter. \n Sign Up Now \n “,”breakpointClasses”:[“not-size-a”,”not-size-b”]}]},”disableRightRail”:false,”disableAboveTheFoldAd”:false},”viewMeta”:{“showLimitedSiteFooter”:false,”suppressDisplayAds”:false,”disableSiteFooter”:false,”suppressContentRecommendations”:false,”promoTwitter”:{“teaser”:null,”title”:null,”imageId”:null},”disableSiteHeader”:false,”promoFacebook”:{“teaser”:null,”title”:null,”imageId”:null}},”analyticsModel”:{“title”:”What Is the Time Value of Money & Why Does It Matter?”,”exclusiveContentType”:”free”,”sanitizedTitle”:”What Is the Time Value of Money Why Does It Matter”,”pageType”:”Article Page”,”mavenPageType”:”article”,”sectionPath”:”DICTIONARY > T”,”parentSectionName”:”DICTIONARY”,”authorName”:”Michelle Rama-Poccia”,”author”:”tm-ci02533a0400072587″,”videoAuthorName”:””,”videoTitle”:””,”publicationQuarter”:”2023Q1″,”trackedRichTermNames”:”EditorialEvergreen | EvergreenSEO”,”originalPublishDate”:”2018-12-05″,”trackedExtendedAttributes”:””,”characterCountByBreakpoint”:{“A”:6668,”B”:6646,”C”:6691,”D”:6691}}},”commentsEnabled”:true,”dek”:”The time value of money is the principle that an amount of money now is worth more than that same amount of money in the future due to the opportunity cost of not investing that money or earning interest on it in the interim.”,”disqusId”:”781801f1-ec6e-11e9-bcf4-02417ec6a556″,”isCanvas”:true,”metaDescription”:””,”primaryImage”:{“altText”:”Darkened closeup photo of the face of a watch or timepiece with text overlay that reads \”What Is the Time Value of Money?\””,”isReadonlyContent”:false,”title”:”Time Value of Money Top Image”,”attribution”:{“sourceName”:”Agê Barros via Unsplash; 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Would you rather they repaid you today or in another six months? The logical choice would be today -
TheStreet Daily Newsletter \n Want TheStreet’s best daily \n stock and investing news \n right in your inbox \n every weekday? \n Get our free flagship newsletter. \n Sign Up Now \n “,”breakpointClasses”:[“not-size-a”,”not-size-b”]}]},”disableRightRail”:false,”disableAboveTheFoldAd”:false},”viewMeta”:{“showLimitedSiteFooter”:false,”suppressDisplayAds”:false,”disableSiteFooter”:false,”suppressContentRecommendations”:false,”promoTwitter”:{“teaser”:null,”title”:null,”imageId”:null},”disableSiteHeader”:false,”promoFacebook”:{“teaser”:null,”title”:null,”imageId”:null}},”analyticsModel”:{“title”:”What Is a Reverse Mortgage & What Does It Mean to Me?”,”exclusiveContentType”:”free”,”sanitizedTitle”:”What Is a Reverse Mortgage What Does It Mean to Me”,”pageType”:”Article Page”,”mavenPageType”:”article”,”sectionPath”:”DICTIONARY > R”,”parentSectionName”:”DICTIONARY”,”authorName”:”Brian 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Finance”,”commentsEnabled”:true,”disqusId”:”ce2967c8-ec52-11e9-a99a-02592077a6a8″,”slug”:”millennial-finance”},{“id”:”ci0253382c0009278e”,”objectType”:”ContentRichTerm”,”originalPublicationTimestamp”:”2019-01-01T00:00:00Z”,”path”:”/tag/education”,”publicationTimestamp”:”2019-01-01T00:00:00Z”,”title”:”Education”,”commentsEnabled”:true,”disqusId”:”cd8d1849-ec52-11e9-a99a-02592077a6a8″,”slug”:”education”},{“id”:”ci025d720f8007271c”,”objectType”:”ContentRichTerm”,”originalPublicationTimestamp”:”2019-01-01T00:00:00Z”,”path”:”/dictionary/r”,”publicationTimestamp”:”2019-01-01T00:00:00Z”,”title”:”R”,”commentsEnabled”:true,”disqusId”:”efd306b7-4dd8-11ea-889d-028c239f6082″,”metaDescription”:”A list of investing terms and definitions for words that start with the letter \”R\” from TheStreet’s Investing Dictionary.”,”slug”:”r”}]}HomeDICTIONARYRWhat Is a Reverse Mortgage & What Does It Mean to Me?
TheStreet Daily Newsletter \n Want TheStreet’s best daily \n stock and investing news \n right in your inbox \n every weekday? \n Get our free flagship newsletter. \n Sign Up Now \n ","breakpointClasses":["not-size-a","not-size-b"]}]},"disableRightRail":false,"disableAboveTheFoldAd":false},"viewMeta":{"showLimitedSiteFooter":false,"suppressDisplayAds":false,"disableSiteFooter":false,"suppressContentRecommendations":false,"promoTwitter":{"teaser":null,"title":null,"imageId":null},"disableSiteHeader":false,"promoFacebook":{"teaser":null,"title":null,"imageId":null}},"analyticsModel":{"title":"What Is a Reverse Mortgage & What Does It Mean to Me?","exclusiveContentType":"free","sanitizedTitle":"What Is a Reverse Mortgage What Does It Mean to Me","pageType":"Article Page","mavenPageType":"article","sectionPath":"DICTIONARY > R","parentSectionName":"DICTIONARY","authorName":"Brian 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cash, need to supplement retirement income, and want to use -
IIM Visakhapatnam launches 2-year Executive Master of Business Administration (EMBA) in collaboration with TimesPro
IIM Visakhapatnam launches 2-year Executive Master of Business Administration (EMBA) in collaboration with TimesPro,- Learners will develop cross-functional skills and leadership qualities, develop analytical abilities use data for strategic decision-making.VisakhapatnamNew Delhi Indian Institute of Management Visakhapatnam has announced the launch of the Executive Master of Business Administration EMBA for Working Professionals programme in technical collaboration with TimesPro, Indias leading Higher EdTech platform.The two-year blended Executive Master of Business Administration EMBA for Working Professionals aims at enhancing the strategic, operational, and leadership skills of the participants. -
Opinion | Public Unions vs. the People
Opinion | Public Unions vs. the People,A new book argues that government unions have seized unaccountable power. The author, Philip Howard, plans to make the case in court. -
Investors, Take Heart When You See the Number 4 in Quarterly Earnings Figures
Investors, Take Heart When You See the Number 4 in Quarterly Earnings Figures,A study finds that a lack of a 4 right after the decimal point in per-share earnings data means a company might be strategically rounding up its results, a practice that can lead to more serious violations. -
‘We live in purgatory’: My wife has a multimillion-dollar trust fund, but my mother-in-law controls it. We earn $400,000 and spend beyond our means. What’s our next move?
‘We live in purgatory’: My wife has a multimillion-dollar trust fund, but my mother-in-law controls it. We earn $400,000 and spend beyond our means. What’s our next move?,‘I worry about how much we are spending on dining out and groceries, while at the same time discussing a near $1 million renovation of our apartment.’ -
As Social Security reform talks heat up, changes to the retirement age, payroll tax may be on the table
As Social Security reform talks heat up, changes to the retirement age, payroll tax may be on the table,Social Security may only be able to pay full benefits for another decade. As lawmakers weigh potential fixes, getting bipartisan agreement won't be easy. -
When It Pays to Hire a Tax Pro
When It Pays to Hire a Tax Pro,More Americans are asking a preparer to do their taxes. Here’s when it makes sense. -
Women in business: Embracing and empowering equity in the financial sector
Women in business: Embracing and empowering equity in the financial sector,ICAEW UAE's female members share how chartered accountants can lead the charge in helping organisations to embrace equity -
Where can I find statistics about coworking enterprises contribution to GDP?
Where can I find statistics about coworking enterprises contribution to GDP?,I ask this as information for a layman. I don't know how are they aggregated in the data of the GDP of each country. Also, I'm not sure if government has them really available as coworking or private -
8 key strategies that business leaders say your company needs to succeed in this economy
8 key strategies that business leaders say your company needs to succeed in this economy,What your business needs to do to keep up with the challenges of inflation, layoffs and possible recession. -
Most Americans want to retire just 10 years early. Here are 5 steps to making that happen.
Most Americans want to retire just 10 years early. Here are 5 steps to making that happen.,A survey found that Americans who aren’t yet retired say they plan to leave full-time work at age 57. Here are some tips on how to retire 10 years early. -
‘I’m afraid to tell my spouse’: I maxed out my credit cards and racked up $100,000 in debt due to my gambling addiction. Can you help?
‘I’m afraid to tell my spouse’: I maxed out my credit cards and racked up $100,000 in debt due to my gambling addiction. Can you help?,‘We, as a family, tend to live beyond our means, but I amplify that with my secret addiction.’ -
Where Were the Regulators as SVB Crashed?
Where Were the Regulators as SVB Crashed?,Silicon Valley Bank grew too fast using borrowed money—and the risks were lurking in plain sight. -
Business backlash pushing GOP to weaken anti-ESG proposals
Business backlash pushing GOP to weaken anti-ESG proposals,Conservative Republicans who want to thwart socially and environmentally conscious investing are being pushed to water down their proposals after backlash from business groups and fears that state pension systems -
Silicon Valley Bank’s collapse has echoes of 2008. Here’s why things are different this time.
Silicon Valley Bank's collapse has echoes of 2008. Here's why things are different this time.,Here's what you should know about Silicon Valley Bank's collapse. Will it undermine the broader banking system and start a new meltdown? -
Do you have money envy? Here’s how to turn it into a positive force.
Do you have money envy? Here’s how to turn it into a positive force.,Financial envy is common — and sometimes destructive. Explore the cause of your feelings without guilt, then recognize and prioritize your own money goals. -
Dow finishes down for fifth straight session as investors weigh regional-bank fallout
Dow finishes down for fifth straight session as investors weigh regional-bank fallout,Stocks finish mostly lower on Monday as investors eye potential contagion risks after U.S. authorities step in to inoculate the banking sector. -
WSJ News Exclusive | Silicon Valley Bank Creditors Form Group in Advance of Possible Bankruptcy
WSJ News Exclusive | Silicon Valley Bank Creditors Form Group in Advance of Possible Bankruptcy,Centerbridge Partners, Davidson Kempner and Pimco are among the investors that have hired PJT Partners in anticipation of a possible bankruptcy filing and asset sales. -
My father secretly married his caregiver, 40 years his junior. His health is now declining. She’ll inherit $80 million. What can we do?
My father secretly married his caregiver, 40 years his junior. His health is now declining. She’ll inherit $80 million. What can we do?,‘There was a prenuptial agreement, but our lawyers said it was poorly written.' -
Watch Live Today: Keep Your Money Safe During the Bank Failure Panic | Entrepreneur
Watch Live Today: Keep Your Money Safe During the Bank Failure Panic | Entrepreneur,Finance expert and entrepreneur Gene Marks will join us for a special livestream discussion on the impact of the recent bank failures on your personal and business assets. -
Opinion | How SVB ‘Profited’ From Interest-Rate Risk
Opinion | How SVB ‘Profited’ From Interest-Rate Risk,An accounting rule created an incentive for the collapse. -
Small Businesses Face Big Tax Bills From Research-Deduction Change
Small Businesses Face Big Tax Bills From Research-Deduction Change,A piece of the 2017 tax law requiring companies to spread deductions for research costs over five years instead of taking them immediately is going into effect now, leaving some small firms owing the IRS outsize amounts. -
Here’s What Happens at the IRS After You File Your Taxes
Here’s What Happens at the IRS After You File Your Taxes,Refunds can come in five days—or a few months. -
Smaller Banks’ Critical Role in Economy Means Distress Raises Recession Risks
Smaller Banks’ Critical Role in Economy Means Distress Raises Recession Risks,Main Street businesses and American families are likely to find it harder to get a loan because of turmoil in the banking industry, denting economic growth. -
Millcreek tax bills show a millage increase for 2023 when there is none, or not exactly
Millcreek tax bills show a millage increase for 2023 when there is none, or not exactly,Millcreek Township tax bills show a millage increase for 2023, but property taxes haven't gone up. There is a new tax for fire services. -
WSJ News Exclusive | First Republic Bank Taps Lazard for Help With Review of Strategic Options
WSJ News Exclusive | First Republic Bank Taps Lazard for Help With Review of Strategic Options,The California bank seeks to regain its footing after the failure of two other lenders caused its depositors to flee. -
SoFi CEO Anthony Noto on suing over student-loan payment pause and do I need to tell prospective buyers that my husband died in the living room of our home?
SoFi CEO Anthony Noto on suing over student-loan payment pause and do I need to tell prospective buyers that my husband died in the living room of our home?,Wednesday's top personal finance stories. -
Moment driver fumes at HGV for not letting her merge on dual carriageway – but who is in the wrong?
Moment driver fumes at HGV for not letting her merge on dual carriageway – but who is in the wrong?,THIS is the moment a driver fumes at a HGV for not letting her merge on a dual carriageway – but who was in the wrong? Dashcam footage posted by the lorry driver on TikTok revealed exactly wh… -
Cars collide on empty roundabout – but viewers are divided on who’s to blame
Cars collide on empty roundabout - but viewers are divided on who’s to blame,A VIDEO revealing the moment two cars smash into each other on an empty roundabout has gone viral on social media – and people are divided on who’s actually to blame. The TikTok clip shows a … -
Driver stunned after entire car park slapped with £70 fines
Driver stunned after entire car park slapped with £70 fines,DRIVERS were stunned after a council blunder saw every car in a busy railway station car park slapped with fines. Yellow tickets were posted on all cars parked at High Wycombe station in morning ru… -
Why Are People So Hyped About Seeing the Barbie Movie?
Why Are People So Hyped About Seeing the Barbie Movie?,If you’ve got your finger on the pulse of upcoming blockbuster releases, there’s a good chance you’ve already heard of Greta Gerwig’s Barbie feature film spectacular, slated for release this July. From online buzz around the film’s teaser and trailer, to the viral photo filter that transforms anyone into a Barbie character, the movie looks set to -
‘I helped create TV’s first 18-person sex scene – it didn’t faze me at all’
'I helped create TV's first 18-person sex scene – it didn't faze me at all',EXCLUSIVE: Sex and relationship expert Dr. Lori Beth Bisbey has opened up to Daily Star about working on Channel 4 show Open House: The Great Sex Experiment – and things are even racier for series 2 -
Jeff Stelling chuckled at ‘the low point of his career’ after Chris Kamara correction
Jeff Stelling chuckled at 'the low point of his career' after Chris Kamara correction,Jeff Stelling named the low point of his glittering broadcasting career as being corrected by Sky Sports colleague Chris Kamara regarding a Premier League stadium name -
Mauricio Pochettino ‘signs Chelsea contract’ as club begin preparing for 2023/24 season
Mauricio Pochettino 'signs Chelsea contract' as club begin preparing for 2023/24 season,Mauricio Pochettino has finally signed on the dotted line after agreeing to become Chelsea's new manager ahead of the final match of the 2022/23 Premier League season -
I’m a sleep expert – here’s my top tip for nodding off faster
I'm a sleep expert - here's my top tip for nodding off faster,A SLEEP expert has shared her top tip for nodding off faster – and the key is distracting your mind. Many of us turn to supposedly tried-and-true methods to get to sleep – like counting… -
Navigating A Relationship In Which Only One Partner Drinks – Glam
Navigating A Relationship In Which Only One Partner Drinks - Glam,Navigating a relationship where only one partner drinks alcohol can be difficult, but it can be manageable. Here’s our advice. -
High-Low Skirts Are The Outdated Staple That Needs To Leave Your Closet Immediately – Glam
High-Low Skirts Are The Outdated Staple That Needs To Leave Your Closet Immediately - Glam,You may have loved your high-low skirts at one time, but, these days, they are the outdated staple that needs to be replaced with other skirt styles instead. -
What’s The Best Length For A Relationship Break To Reap Its Rewards? – Glam
What's The Best Length For A Relationship Break To Reap Its Rewards? - Glam,When red flags in a relationship come up, is it a good idea to take a step back from it for a while? If the answer is yes, then what's the best period of time?
/http%3A%2F%2Fprod.static9.net.au%2Ffs%2Fc5067d4e-faa8-4e70-bea7-e608f564da0d "Trophy home in Sydney's Killara sells for close to million, breaking a suburb record")
:quality(70)/cloudfront-eu-central-1.images.arcpublishing.com/thenational/67F45TQJ5SVWWKKDTE35EDL27Y.jpg "India's top political parties need to address power imbalances within")
![TheStreet Daily Newsletter \n Want TheStreet’s best daily \n stock and investing news \n right in your inbox \n every weekday? \n Get our free flagship newsletter. \n Sign Up Now \n “,”breakpointClasses”:[“not-size-a”,”not-size-b”]}]},”disableRightRail”:false,”disableAboveTheFoldAd”:false},”viewMeta”:{“showLimitedSiteFooter”:false,”suppressDisplayAds”:false,”disableSiteFooter”:false,”suppressContentRecommendations”:false,”promoTwitter”:{“teaser”:null,”title”:null,”imageId”:null},”disableSiteHeader”:false,”promoFacebook”:{“teaser”:null,”title”:null,”imageId”:null}},”analyticsModel”:{“title”:”What Is the Time Value of Money & Why Does It Matter?”,”exclusiveContentType”:”free”,”sanitizedTitle”:”What Is the Time Value of Money Why Does It Matter”,”pageType”:”Article Page”,”mavenPageType”:”article”,”sectionPath”:”DICTIONARY > T”,”parentSectionName”:”DICTIONARY”,”authorName”:”Michelle 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“,”breakpointClasses”:[“not-size-a”,”not-size-b”]}]},”disableRightRail”:false,”disableAboveTheFoldAd”:false},”viewMeta”:{“showLimitedSiteFooter”:false,”suppressDisplayAds”:false,”disableSiteFooter”:false,”suppressContentRecommendations”:false,”promoTwitter”:{“teaser”:null,”title”:null,”imageId”:null},”disableSiteHeader”:false,”promoFacebook”:{“teaser”:null,”title”:null,”imageId”:null}},”analyticsModel”:{“title”:”What Is the Time Value of Money & Why Does It Matter?”,”exclusiveContentType”:”free”,”sanitizedTitle”:”What Is the Time Value of Money Why Does It Matter”,”pageType”:”Article Page”,”mavenPageType”:”article”,”sectionPath”:”DICTIONARY > T”,”parentSectionName”:”DICTIONARY”,”authorName”:”Michelle Rama-Poccia”,”author”:”tm-ci02533a0400072587″,”videoAuthorName”:””,”videoTitle”:””,”publicationQuarter”:”2023Q1″,”trackedRichTermNames”:”EditorialEvergreen | 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